31 Chic Finds for When Toteme and The Row Are the Vibe But Not in the Budget

It's no secret that I'm on a never-ending quest to put together the perfect expensive-looking wardrobe. Such is the reality when Toteme and The Row are the vibe but very much not in my budget. As cliché as the coined term may be at this point, quiet luxury is still top of mind when I shop the latest arrivals at retailers like Nordstrom, H&M, Mango, Shopbop, and Zara. One thing is for sure: The price filter is always set at a max of $200.
With spring outfit planning on the horizon, I set out to round up chic finds that will be perfect for the upcoming season. I found a healthy mix of timeless and elevated basics, including effortless sweaters and jeans, along with standout pieces that relay the latest designer trends I love, like scarf coats and off-the-shoulder dresses. Scroll on to check out 31 rich-looking finds that give off a luxe feel without breaking the bank.
Dark denim is a personal favorite.
This post was published at an earlier date and has since been updated.

Jennifer Camp Forbes is a senior shopping editor at Who What Wear, where she has worked in a variety of capacities including creative director and various editor roles. She’s a well-known shopping expert that’s sought out for advice and insight on the latest trends, outfit ideas, and fashion picks thanks to her thoughtful shopping roundups. Jennifer's lifelong interest in fashion led her to intern at Harper’s Bazaar as an undergraduate. Later, while working towards her masters degree in psychological counseling at Columbia University, she founded two digital fashion publications: Le Fashion and Olsens Anonymous. The popularity of both sites grew and after graduation she decided put her plans to become a therapist aside to pursue a career in fashion.
-
I Just Saved $1200 By Shopping This Viral COS Sweater Instead of Its Designer Reference
Girl math.
-
From Engagement to Holiday Parties, My Closet Is in Need of Some Fancy Dresses—32 Chic Options I'm Eyeing
Here are the standouts.
-
10 Trends Set to Define Spring 2026 Fashion
Explore our deep dive into the top trends from the runways.
-
I’m Sorry, But These 39 Stunning H&M New Arrivals Will Sell Out By Month's End
Fall and winter arrivals never looked so good.
-
Don't Make Me Say I Told You So—42 Zara Studio F/W 25 Items That'll Be Sold Out by Next Week
You've had fair warning.
-
My Mom Is in Her 50s and Asked Me for Fashion Advice—8 Chic Nordstrom Outfits I Put Together for Her Under $425
Outdated prints and "ugly" shoes included.
-
These Easy Outfit Formulas Make Even Fall's Most Polarizing Boot Trend Look Cool
See the inspiration inside.
-
Click Here for Proof That This Sophisticated Shoe Color Works With Both Jeans and Dresses
Versatile and chic.